Whether you own a residential, commercial or special use property, it is an asset that can be used as collateral against a Loan, when you have a financial requirement. Monetary problems pertaining to business expansion, child’s higher studies, wedding or medical emergency can strike anytime, but it can be settled conveniently, if you own a property. You can easily secure a Loan by mortgaging your property. Your property can help fulfil your dreams. Avail a mortgage loans at lower interest rates.
Income Criteria
Minimum salary Rs 25,000
Age Criteria
Limit : 21 -70 years
Credit Score
Preferably 750 and above
Property Type
Residential, Commercial and Industrial properties are eligible
KYC details
Financial Documents
Property Documents
Part Prepayment Charges
Floating Rate: Nil Fixed Rate: Up to 4% on outstanding principal
Foreclosure Charges
Floating Rate: Nil Fixed Rate: Up to 2% on outstanding principal
Penal Interest
Usually at 24% p.a. (2% per month on the overdue instalment/s)
LTV Ratio
Typically, with an LTV (Loan-to-Value) ratio, the interest rate stands at 24% annually, translating to 2% per month on any overdue installment/s.
Select your loan amount, tenure, and interest rate below.
Step-by-step online process to apply for Financing
Check Eligibility
Check Your Loan Eligibility
Submit Application
Complete a 100% online application form
Get Sanctioned
We will evaluate your application and propose a fair sanction
Receive Funds
Get Disbursements within 2 days of sanction
Moneyverss provides new-age customized financing products for your business needs
No minimum utilization charges
Digitized process
Ease of understanding
Customised offers and discounts
End to end support
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